Top 10 “Mistakes” In Hurricane Preparation

As most Florida residents are well aware, June 1 began the annual six-month long Atlantic hurricane “mean season.”

What they may not know is that even a few small mistakes in preparation or responding to a hurricane can result in profound, and even deadly, consequences.

To remind the public of the importance of details in hurricane preparation, a group of storm experts present the top 10 mistakes people commonly make when faced with a severe storm.

Each one of the “failures” could increase the chances of property damage and personal harm.

“This is the critical time to educate people about avoiding these mistakes,” said Brian Hodgers, President of Complete Choice Insurance.

Here’s a list of the top 10 mistakes people make during hurricane season:

1. Failing to understand the threat

Many people who live within a mile of the coast, but not on the coast itself, frequently misjudge the threat of a hurricane. Often, they believe that wind that causes much of the damage. In fact, more than half of the hurricane related deaths are from rising waters of storm surges.

2. Failing to evacuate

When local officials say to evacuate the area, it is for the benefit of residents. If an evacuation order comes down, grab your prepared disaster kit and leave, letting others know that you are going and where you will be.

3. Failing to leave in time

Outrunning a storm is never a good idea. Every storm is different, and some storms are easier to predict and have less error, while others have more. Have a plan, go to a shelter, but be prepared to change the plan quickly, if needed.

4. Failing to protect the home

The beginning of the season is the time to cut low-hanging branches and remove debris that could cause damage in case of high winds. If a homeowner faces a storm, with little done to prepare, the best strategy is starting first with the home’s largest opening — usually the garage door.

5. Failing to organize papers

Aftereffects of any disaster can be difficult, even under the best of circumstances. However, when vital records are lost, the personal stress skyrockets. Have all necessary papers in a single waterproof container, ready to go in case of an evacuation order: Social Security cards, copies of personal identification, insurance forms, passports, birth, death, & marriage certificates, divorce and child custody papers, military records, bank account and credit card numbers. Duplicates can be left with trusted relative or close friends.

6. Failing to inventory valuables

An inventory list of valuables, along with photos of each item, can be invaluable in the hectic aftereffects of a disaster, particularly for insurance claims. Relying on memory alone can hold up the process. Forms are available for download online and can be filled out and kept with other important papers.

7. Failing to ensure adequate insurance

Homeowner’s insurance rarely covers flood damage, and as the insurance industry re‐defines flooding coverage, it is a good time to have a conversation with your insurance agent or contact the federal National Flood Insurance Program for policy information. Often, there is a 30‐day waiting period from the date of purchase before a policy goes into effect, so the best time to get flood insurance coverage is well in advance of the risk of flooding.

8. Failing to make provisions

Expect to survive on your own once a disaster strikes. Have food, water, medical and other supplies in sufficient quantity for a minimum of 72 hours. On hand should be non‐perishable emergency supplies, kept in a safe area or room. Water is the most important; most people need at least two gallons of water per person per day.

9. Failing to know safety protocols

Both during hurricane season and as an active tropical storm approaches, weather updates can frequently change, as much as several times a day.

Since weather conditions change fast, consider an NOAA weather radio as part of a disaster kit —especially one that is wind‐up, non‐battery. It can give you the most recent information on storms, hurricanes, or floods in the area, as well as what to do when you are at risk.

Inevitably, there are some people who will run a generator indoors — or enclosed space such as a garage — to protect it from rising floodwaters. This creates a situation where deadly carbon monoxide gases could get into the house. Knowing the relevant protocols after a storm is another way to stay safe.

10. Failing to provide for Fido and Fluffy

Not all shelters take pets. Evacuation is too late to find out if one does. Have a plan for four-legged companions—either in an appropriate shelter or with friends—before the storm hits.

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