Does Your Homeowners Insurance Provide Enough Coverage For Your Boat?

The unofficial start of summer brings us the beginning of boating season.

Being safe is a primary concern, but it’s also important to have the proper insurance coverage in case of an accident.

In 2013, there were 4,062 accidents with 560 deaths, 2,620 injuries, and approximately $39 million dollars of property damage as a result of recreational boating accidents, according to the US Coast Guard. There are an estimated 12 million recreational vessels registered in the United States. However, only seven in ten owners in Florida, Georgia and Tennessee have boat insurance, according to a recent AAA survey.

“Unfortunately, not everyone has a proper insurance policy to cover the cost of any injuries or property damage that may occur,” Jenkins continued. “Many people wrongly assume their homeowner’s insurance is all the coverage they need for their boat. However, most homeowner’s policies have minimal coverage for small boats with either no engine or a very small engine.”

Complete Choice Insurance can provide you a quote for proper boat insurance.  Give us a call anytime at 954.495.8480


Source:  WBBJ

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