Pensacola Family Reeling From Loss Of Home In Recent Flood

Pensacola Flood

Pensacola took it on the chin this week with record-setting rain and deadly flooding.

Panhandle natives say they weren’t prepared for the damage torrential rain and flooding could deliver, but people in Pensacola are offering helping hands in the cleanup process.

As the Panhandle continues recovering, many homeowners are hurting with the loss of property.

Some of the most intense destruction occurred in a community called “Seville,” where more than 2 feet of water ravaged the neighborhood, tearing apart the asphalt, drowning vehicles on the roads and leaving them stranded.

“As far as one-day devastation, it’s pretty bad,” said Michael Irby, a contractor and lifelong Pensacola resident. “Ivan did more mass destruction, but in isolated areas it’s horrible.”

The damage led Gov. Rick Scott to declare an emergency in 26 Florida counties, including Escambia County.

Pensacola homeowner Frank Silver said a wall of water rushing at his home eventually took out his foundation on the backyard side of the house — and he heard it happening.

“The only reason I could see was because of lightning flashes,” Silver said. “(It) looked like white water rapids coming right toward us.

“Then my wife and daughter started hearing some strange noises: cracks, pops, travertine floors. They were breaking,” Silver said. “(When) my daughter noticed (a) crack in (the) floor, (it was) time to get out.”

As Silver, his wife and his daughter escaped, someone with a U-Haul offered help recovering what they could, until nerves got the best of them.

“They moved some furniture,” Silver said. “While they were there, part of the den floor dropped off. So they got a little scared at that time. Not that I wasn’t.

“We were able to get some stuff out.”

Many people are leaving ruined property on the curb as they continue the recovery process.

“Sure, we knew we were going to get a lot of rain, but we’ve gotten a lot of rain a lot of times,” said Dean Williams, a Pensacola home inspector. “We had no idea that it was going to keep on, and flood things like it had.”

Silver, Williams and Irby all fear the worst for Silver’s home — and are grateful the family wasn’t hurt.

“We bought (it in) 1993,” Silver said. “We’ve been through Erin, Opal, all the named storms. Ivan was probably the worst. We had nothing like this.

At any one time, 20 people (have been) out here with cameras, including news media,” Silver said. “I guess they’d never seen anything like this. I wish I hadn’t either.”

From inside — and from outside — Silver’s home, the damage is staggering.

“I see these people getting out of the house what they can, and starting over,” Irby said. “Leveling this house… (the) structural integrity of this is shot.”

“(The) foundation (was) undercut; that’s why it collapsed,” Silver said. “I don’t see a way to save it. We’d like to.”

“What’s scary is that this occurred in a low risk flood zone.  As an insurance agent, 90% of the clients that are in a Preferred flood zone such as an X, B, or C zone tell me their homes lie in a low risk flood zone, and as a result, they don’t need flood insurance,” said Brian Hodgers, Agent and Principal at Complete Choice Insurance.

“Listen to Frank Silver who recently had his house damaged by a flood that most people believed would never happen to them,” continued Hodgers. “Frank’s home is in a flood zone X – in fact, roughly 87% of Escambia County is in a flood zone X. Now that two days of heavy rains have resulted in massive flood damage to most of Pensacola and a large portion of the Florida Panhandle, does this mean they don’t need flood insurance?”

“It’s important to note,” warned Hodgers, “that just because FEMA designates an area or zone  as a low risk for  floods absolutely does not mean that you’ll never experience a flood.  It’s important to protect yourself, regardless of the level of risk.”



Source:  News 4 Jax

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